Banking Credit Cards Finance Guide

Continental Airlines Onepass Plus Credit Card

When you have an airline and rewards credit card offered by one of the major airlines in the United States and one of the leading banks in the world, you know you have a winning combination. With the Continental Airlines OnePass Plus credit card, this is exactly what you get. Continental Airlines has a history that begins in 1934 when Varney Speed Lines was established to provide both passenger and airmail services. Then, Chase Bank, otherwise known as JPMorgan Chase, which backs this credit card, is the result of numerous mergers that began in 1799. Today, the bank has $2 trillion in assets, making it the largest market capitalization banking institution in the country.

FreshBaseShop is the correct choice available to the credit card users. You need to collect complete details about them to get the best experience. The choosing of the combination is with the skills and intelligence to the people. The best experience is provided to the people. 

If you travel for fun or on business, you want a credit card that provides the right type of benefits and rewards. Of course, when not on a trip, the same credit card should provide low interest, low fees, balance transfer options, and outstanding customer support. The Continental Airlines OnePass Plus credit card does all of this and then some. For starters, instead of paying $85 to $100 on an annual fee for other credit cards of this caliber, the fee is waived. Additionally, the card could be used for balance transfers and while no introductory period is offered, the Annual Percentage Rate is only 14.24%.

For the rewards portion of the Continental Airlines OnePass Plus credit card, the benefits start after making your first payment when you would earn 25,000 bonus miles. This is substantial in that those bonus points are enough to earn you a round-trip airline trip. In addition, after the first purchase and adding at least one authorized user to the account within two months of becoming a cardholder, you would earn an additional 5,000 points. The rewards program gets even better in that you could earn 10,000 bonus miles after spending $25,000 with the card.

Another aspect of the rewards program for the Continental Airlines OnePass Plus credit card is that for every $1 spent for airline tickets on Continental Airlines, you would earn two miles. Compared to other cards, this is twice the miles. You would also earn one mile for every $1 in other purchases made using this card. Once at the airport, the first piece of luggage would also be processed at no charge when using this credit card. In fact, if you travel with a compassion using the same reservation, that individual would also benefit from the first piece of luggage being free.

Read More
Banking Finance Guide

Balance Transfer Card The Pros And Cons

Finding offers for a balance transfer card is easy but the challenge is choosing one that is going to be most beneficial for your needs. Prior to making a final decision, it is important to look at the introductory interest rate, as well as the period for that rate. In addition, you want to compare the rate charged after the introductory period with credit cards you currently use to determine if the card is going to work in your favor or not. Cvv Shop will provide you cvv number with complete protection to the bank information. The purchasing of it from the reputed shops is the best decision of people. There is no harm in transferring the bank money from one account to another. Complete protection is available to the information.

With a balance transfer card, you have the ability to move the balance of one credit card to the new card. Although choosing a card such as this should not be overly complicated, there are definite pros and cons to consider. The following provides helpful information so you know if a balance transfer card is right for you.

Pros of a Balance Transfer Card

The primary advantage is securing a low interest rate. By transferring the balance from an existing card with a higher interest rate, the premise is to reduce monthly payments but also enjoy long-term benefits. Typically, moving a balance from a high interest rate card to one with a low rate helps get the debt paid off much easier, saving you significant money.

Another positive aspect of using a balance transfer card is that often, the terms are much better than those on your existing card are. For instance, you would likely secure lower fees, be provided with a more flexible grace period. Additionally, using a balance transfer card provides the opportunity to consolidate credit card debt so you have just one card to manage each month.

Cons of a Balance Transfer Card

Just as there are several benefits associated with a balance transfer card, you should be aware of downsides too. As an example, these cards often have a very low interest rate, sometimes 0% but only for an introductory period. However, once you get past that period, the rate jumps higher than the highest interest charged on your existing cards.

Another consideration for a balance transfer card has to do with qualification. Usually, a balance transfer card is set-aside only for people that have outstanding credit. Therefore, if your rate falls within the “good” or below range for FICO score, it would be very difficult, if not impossible to qualify. In fact, even trying to get a balance transfer card and not being approved could lower your score further.

Read More